The Canada Child Benefit (CCB) continues to be a critical source of monthly, tax-free support for Canadian families. In May 2025, qualifying parents received up to $648.91 per child under age 6, directly deposited into their accounts by the Canada Revenue Agency (CRA). This benefit helps offset the growing costs of raising children and dealing with inflationary pressures.
Understanding the $648.91 CCB Payment
The $648.91 deposit for May 2025 represents the maximum monthly amount available for children under 6 during the 2024–2025 benefit year. The CCB is structured to provide:
- Monthly payments
- Tax-free income
- Income-based eligibility
- Support for families with children under 18
Amounts are reviewed and adjusted annually based on the Adjusted Family Net Income (AFNI) reported in the prior year’s tax return.
Key Details for the May 2025 CCB Payment
| Feature | Details |
|---|---|
| Payment Name | Canada Child Benefit (CCB) |
| Deposit Amount | Up to $648.91 per child under age 6 |
| Payment Date | May 20, 2025 |
| Eligibility | Canadian residents with children under 18 |
| Next Payment Date | June 20, 2025 |
| Annual Max (under 6) | $7,786 per child |
| Annual Max (6–17) | $6,570 per child |
Who Is Eligible for the May 2025 CCB?
To receive the May 2025 CCB, you must meet the following conditions:
- Be a resident of Canada for tax purposes
- Have a child under the age of 18 living with you
- Be the primary caregiver
- Have filed your 2023 income tax return
- Be a Canadian citizen, permanent resident, protected person, or a temporary resident who has lived in Canada for 18 months or more
In cases of shared custody, both parents receive half of the monthly benefit.
Canada Child Benefit Payment Schedule for 2025
The CRA typically issues CCB payments around the 20th of each month. Here is the schedule for 2025:
| Month | Payment Date |
|---|---|
| January | January 19, 2025 |
| February | February 20, 2025 |
| March | March 20, 2025 |
| April | April 18, 2025 |
| May | May 20, 2025 |
| June | June 20, 2025 |
| July | July 18, 2025 |
| August | August 20, 2025 |
| September | September 19, 2025 |
| October | October 20, 2025 |
| November | November 20, 2025 |
| December | December 12, 2025 |
How Much Can You Receive Through CCB?
For the 2024–2025 benefit year, the CCB offers maximum annual payments of:
- $7,786 per child under 6
- $6,570 per child aged 6 to 17
Your actual benefit will vary depending on your:
- Adjusted Family Net Income (AFNI)
- Number of eligible children
- Custody arrangements
The reduction threshold begins at $36,502. Even families earning over $100,000 annually may still qualify for partial payments.
How to Apply for the May 2025 CCB Payment
There are three primary ways to apply for the CCB:
- CRA My Account: Log in and use the “Apply for child benefits” feature
- Birth Registration: Available during birth registration in many provinces
- By Mail: Complete and submit Form RC66
To ensure prompt payment, make sure your direct deposit information is up to date with CRA.
Additional Provincial Child Benefits
In addition to the federal CCB, some provinces offer supplemental benefits:
- Ontario: Ontario Child Benefit (OCB)
- Alberta: Alberta Child and Family Benefit (ACFB)
- Quebec: Family Allowance (Allocations Familiales)
These are often bundled with the monthly CCB if you are eligible.
Final Thoughts on the May 2025 CCB Payment
The $648.91 Canada Child Benefit payment for May 2025 provides crucial financial relief for families with young children. Whether you qualify for the maximum benefit or a partial amount, keeping track of your eligibility, application options, and payment schedule can help ensure you don’t miss out. With the rising cost of living, the CCB remains an essential lifeline for many Canadian households.
FAQs
What is the $648.91 CCB deposit for May 2025?
It is the maximum monthly tax-free payment provided by CRA under the Canada Child Benefit program for children under 6.
Who qualifies for the CCB?
Eligibility includes being a Canadian resident, primary caregiver, having filed your taxes, and meeting citizenship or residency conditions.
How do I track my CCB payment?
Use your CRA My Account to check deposit status, future payment dates, and the benefit amount you’re set to receive.