Beginning in July 2025, the Canada Child Benefit (CCB) will see an increase, offering more financial support to families nationwide. This adjustment is designed to help households cope with the ongoing challenges of inflation and higher living expenses. The federal government has confirmed this yearly increase to ease the financial burden on Canadian parents.
What’s Behind the 2025 Increase?
The CCB is indexed to inflation, meaning it is recalculated annually to reflect shifts in the cost of living. With inflation continuing to affect Canadian families into 2025, this year’s increase is intended to maintain the buying power of the benefit.
The rise ensures parents can still afford basics like groceries, housing, childcare, and clothing despite rising costs. This is part of a broader governmental approach to reduce financial stress and promote the well-being of children across the country.
New Payment Amounts by Age Group
Starting July 2025, families will receive higher CCB amounts based on the age of their children. The changes are as follows:
| Age Group | Previous Annual Amount (2024–25) | New Annual Amount (2025–26) | Monthly Increase |
|---|---|---|---|
| Children under 6 | $7,437 | $7,689 | About $21 |
| Children aged 6–17 | $6,275 | $6,483 | About $17 |
Summary of Changes:
- Under 6 years: Benefit increases by $252 per year
- Ages 6 to 17: Benefit increases by $208 per year
These values represent the maximum benefits, with actual amounts adjusted based on household income.
Who Qualifies for the Updated CCB?
To receive the increased CCB payments in 2025, families must still meet the standard eligibility criteria:
- Have a child under 18 years of age
- Be a Canadian resident for tax purposes
- File a tax return, regardless of income level
The CCB is an income-tested benefit, which means:
- Families with lower incomes are eligible for the maximum amount
- Payments gradually decrease for households with higher net incomes
To ensure your eligibility for the updated July 2025 payments, it is critical to file your 2024 tax return.
How to Calculate Your New CCB Amount
Families can estimate their updated CCB payments using the CRA’s online calculator, which takes into account:
- The number of children
- Their ages
- The family’s net income
It is recommended that families also:
- Update direct deposit details with the CRA
- Monitor their tax return status
- Watch for CCB notification letters in late June 2025, which will detail the updated benefit amounts for the 2025–26 period
Final Thoughts
The July 2025 increase to the Canada Child Benefit is a timely response to inflation, offering greater monthly support to families across the country. With higher payments per child, the enhanced benefit will provide crucial financial relief to help cover everyday expenses.
To make sure you receive the correct payment, file your taxes, confirm your eligibility, and use the CRA’s online tools to project your benefits accurately. Staying informed ensures your family fully benefits from this important program.
FAQs
When will the new Canada Child Benefit payments begin?
The increased payments will begin in July 2025, marking the start of the 2025–26 benefit period.
How can I check how much I will receive under the new rates?
You can use the CRA’s CCB calculator or review the notification letter that will be mailed in late June 2025.
Will high-income families also get the full increase?
No, the CCB is income-tested, so high-income households may receive a reduced benefit or no increase at all.